Merchant Services for Restaurants

We at Merchant Chimp understand that building a strong customer base is one of the most important things in your line of work. Merchant services for restaurants will make sure you provide all the convenience and safety for every type of digital payment. That means that accepting credit card payments will only boost your sales by giving your customers more options to pay for your services. Read more about what options we offer if you decide to work with us.

Book a Call

Get a Quote

Step 1 of 2


The Best Merchant Services for Restaurants Are With Us

We aim to provide you with the means to expand your business. Since most restaurants nowadays provide their customers with non-cash monetary exchange options, this method has obviously proven successful. What it means for you is that the funds will be deposited into your account within a few days. It’s much faster to cash than a check or money orders, and we guarantee that we’ll save you money.

Book a call with us.

We Provide Reliable Options

Offering the best experience for your customers as a restaurant owner or operator can only result in success. Also, working with us means that you gain control over your costs and profits. Our monthly statements differ from others, as we aim to make them easy to read and understandable for you. We offer everything you need to expand your restaurant through options to accept both credit and debit cards, which we highly recommend.

Quick and Easy Solutions

Besides managing your food orders, we are here to offer you the tools to keep everything in check. The right tools mean you can stay focused on what’s important, and that is to keep your customers happy and to grow your restaurant. You can get a handle on user-friendly solutions which we provide to make your business more efficient, easier, and profitable.

Low Fees, No Monkey Business

We’ve also had experience with struggling to understand those high rates and what we are paying to the processors. Most of them use fine print and intransparent pricing to charge you. With us, there is no monkey business, long waiting lines for customer support, and non-understandable charging. We are here to help you save money and grow.

Lowest Card Payment Processing Fees

If you are being charged intermittently for various fees, your statements vary from month to month, but we believe that you deserve to know at any time what you are paying for. That’s why we don’t do bill-back, and we offer fair and transparent merchant services – credit card processing made easy to understand. We give our professional support, our word of guarantee, and we stand behind it. Besides, we know that you will love the amounts you save by working with us.

What’s a Payment Processor?

Today in enterprises, not letting your customers pay the check through a POS may very well mean that you could lose on sales. If you want to add credit, digital, and debit cards as an option for your customers, you need to team up with a payment processor. We, as a credit card processing company, or a payment processor, and a merchant service provider, will supply you with POS terminals, the hardware you need to be able to accept card payments. Other than that, our service is to clear and route the transaction.


What They Say About Us

We won’t boast – here are others who will do that for us

I switched to merchant chimp a few years ago and working with Joanna Hernandez has been the best! She is always on top of new rates that are beneficial for my business. If I have any questions I can call her immediately and get a quick response. The customer service is amazing and the overall company works well with how I do business.

Jen M

I cannot say enough great things about the level of service Merchant Chimp provides. Unlike other service providers, I know that when we reach out, our issue or question will be resolved within the day. Their dedication to keeping my business operational is beyond any I’ve ever experienced.

Laura Muertter

Hi my name is sami pasha and I’m the owner of Encino Tire in Service I have been working with merchant ship for the last three years I am extremely satisfied and happy with the customer service of merchantI chimp have not had any problems in the last three years and a gentleman by the name of Danilo who works for him is an angel he is great at customer service and very polite and accommodating I could not have asked for a better service rep I am extremely happy and satisfied with merchant chimp

Sami Pasha

Thank you Merchant Chimp for your great service! I would definitely recommend your credit card processing services to my connections!

Sergey Ivannikov

Merchant Chimp is by far the best credit card processing company I have worked with. Their response time and customer services skills are amazing. They take the time to help as much as they can and work on a professional level.

Marianna G

What We Do

We are the middleman between you as merchants, card networks, and issuing banks. Our duty is to work with all of these participants to fulfill the most important task for you as enterprise owners, and that is to clear and route the transaction. When this is done, your funds are safely deposited into your account. Our final goal is to be transparent through this process and to cut your costs on invisible fees.

Terminal Processing

Processing is an action in which we, your processors, receive transaction details, as well as data from the non-cash monetary exchange. It then debits the amount from the customer’s card and delivers the funds to you. These are the steps:

  • Your provider is notified when you as an enterprise owner make a sale,
  • The processor receives an authorization request from the provider. This is to verify that the card was not stolen, expired, or reported lost. You then receive a verification number,
  • The next step is checking the customer’s bank account for sufficient funds, and then depositing the amount needed to you,
  • The final step is to deduct fees.

All these steps usually take about two to three business days. At the end of the month, you will receive statements from us, detailing your transactions and fees. Our statements are made to be transparent and easy for you to understand, so you know what you are paying for.

We Aim to Be Transparent

The payment processing landscape is a tough and confusing one to navigate through. We know and understand this, as we are a team comprised of enterprise owners. The constant rise of expenses is something that should be avoided, especially if you are just starting your enterprise. Those rates shouldn’t be that high, whether your business is small or large. We are here to help you understand every cost and to lower it down, so you can save up and grow your enterprise.

Ways of Accepting Card Payment in Your Business

There are several ways of accepting non-cash monetary exchange. You are probably already familiar with transactions through a POS terminal or the swipe machine. Besides this option, there is the type of service through a website, and it’s called real-time processing. The third option is through software installed on your computer, which processes mail or phone orders. It can be also allowed through your website.

Additional Services

Besides cutting down on your costs, you will get a more customized experience through our customer support. We also believe that good financial consulting is important, so we offer free consulting with no obligations. Also, you’ll get quicker batch settlement times, so no running into cash flow issues while waiting for the funds to come through. Soon, we’ll be able to integrate with your current software fully – right now we offer 99% integration.

Why Choose Merchant Chimp?

We offer to beat your current rates you have with your credit card processing companies by 20-50%. These are our picks on why you should choose us:

Free Equipment

For all qualified merchants, we offer free terminals or equipment.

A Great Solution to Grow Your Business

Having credit card processing services will simplify your accounting processes and increase your profit. People tend to spend more when they pay with a non-cash option, so being able to accept non-cash payments means more sales. It will also help you keep up with the competition, as almost every restaurant now accepts charging the bills in this way.

Personal Merchant Account

We will provide you with your own personal merchant account with defined costs that you can track and understand with ease. No bundling up with others on a giant account, which could mean a higher risk of having your funds held, or your account terminated. You should avoid this fate in order to protect your business. Bundled accounts also mean that you will have to wait for your funds to become available.

Want to Get Our Services?

From food trucks, through national chains to fine-dining restaurants, if you’re in need of payment processing services, contact us. If you need lower rates and cut down on your expenses, give us a call, send us one of your statements from your current provider, and let us get back to you with a full report that points at all the unnecessary charges. We will then make you an offer with 20-50% lower rates.

If you’re interested, give us a call!


It never hurts to know how much you can save.

Get a Quote

Step 1 of 2