Merchant Services for Restaurants

Lowest Card Payment Processing Fees

If you are being charged intermittently for various fees, your statements vary from month to month, but we believe that you deserve to know at any time what you are paying for. That’s why we don’t do bill-back, and we offer fair and transparent merchant services – credit card processing made easy to understand. We give our professional support, our word of guarantee, and we stand behind it. Besides, we know that you will love the amounts you save by working with us.

What’s a Payment Processor?

Today in enterprises, not letting your customers pay the check through a POS may very well mean that you could lose on sales. If you want to add credit, digital, and debit cards as an option for your customers, you need to team up with a payment processor. We, as a credit card processing company, or a payment processor, and a merchant service provider, will supply you with POS terminals, the hardware you need to be able to accept card payments. Other than that, our service is to clear and route the transaction.

Terminal Processing

Processing is an action in which we, your processors, receive transaction details, as well as data from the non-cash monetary exchange. It then debits the amount from the customer’s card and delivers the funds to you. These are the steps:

• Your provider is notified when you as an enterprise owner make a sale,
• The processor receives an authorization request from the provider. This is to verify that the card was not stolen, expired, or reported lost. You then receive a verification number,
• The next step is checking the customer’s bank account for sufficient funds, and then depositing the amount needed to you,
• The final step is to deduct fees.

All these steps usually take about two to three business days. At the end of the month, you will receive statements from us, detailing your transactions and fees. Our statements are made to be transparent and easy for you to understand, so you know what you are paying for.

We Aim to Be Transparent

The payment processing landscape is a tough and confusing one to navigate through. We know and understand this, as we are a team comprised of enterprise owners. The constant rise of expenses is something that should be avoided, especially if you are just starting your enterprise. Those rates shouldn’t be that high, whether your business is small or large. We are here to help you understand every cost and to lower it down, so you can save up and grow your enterprise.

Ways of Accepting Card Payment in Your Business

There are several ways of accepting non-cash monetary exchange. You are probably already familiar with transactions through a POS terminal or the swipe machine. Besides this option, there is the type of service through a website, and it’s called real-time processing. The third option is through software installed on your computer, which processes mail or phone orders. It can be also allowed through your website.

Additional Services

Besides cutting down on your costs, you will get a more customized experience through our customer support. We also believe that good financial consulting is important, so we offer free consulting with no obligations. Also, you’ll get quicker batch settlement times, so no running into cash flow issues while waiting for the funds to come through. Soon, we’ll be able to integrate with your current software fully – right now we offer 99% integration.